Regulatory Notices & Disclaimers

Federal Loan Refinancing Warning

Refinancing federal student loans permanently eliminates federal protections, including income-driven repayment (IDR), Public Service Loan Forgiveness (PSLF), federal interest subsidies, mandatory deferment, and forbearance options.

FTC Affiliate Disclosure

Prexvo is an independent financial education and research publisher. We may receive compensation from partner networks (such as Splash Financial, SoFi, Credible, Earnest, or LendKey) when you click or qualify for loan offers at no additional cost to you. Prexvo does not provide personalized financial, investment, or legal advice.

No Financial Advice Disclaimer

Prexvo does not provide personalized financial, investment, or legal advice. All calculations, comparisons, and schedules are provided strictly for educational and informational modeling purposes pursuant to Title IV statutory formulas.

Important Statutory Warning: Refinancing federal student loans permanently eliminates federal protections, including income-driven repayment (IDR), Public Service Loan Forgiveness (PSLF), federal interest subsidies, mandatory deferment, and forbearance options.
Regulatory & Affiliate Disclosure: Prexvo is an independent financial education and research publisher. We may receive compensation from partner networks (such as Splash Financial, SoFi, Credible, Earnest, or LendKey) when you click or qualify for loan offers at no additional cost to you. Prexvo does not provide personalized financial, investment, or legal advice.